Something in my ear

Have you ever just been sitting around. Maybe you're watching a good movie, sitting at your computer (and really, chances are it's the computer....admit it) or driving in your car when all of a sudden you feel something in your ear? Your ear tickles like something is a movin' and a grovin' in there?

Logically you know (or really really really hope that you know) that it's probably just your hair, but you can't shake the feeling that you have some horrible insect in your ear canal. I mean, if you're sitting still and just fine one moment, your hair is not going to just jump up and shake around in your ear, right? So it might be a bug? But then really, how common is it for bugs to crawl into people's ear in the middle of the daily activities (don't even get me started on the horror stories about how many spiders humans swallow in their sleep!)

*shiver*

So please, let me know you've experienced the same thing, or give me the name of the best psychologist in Washington please.